Best Pet Insurance For New Puppy In Canada Is Fetch Puppy Insurance. Fetch gives the best pet insurance in Canada and the U.S. They can pay you back up to 90%, so your vet bills cost less.
1. Fetch Puppy Insurance
If your dog gets sick or hurt, puppy insurance can help you pay for treatment. Fetch gives the best pet insurance in Canada and the U.S. They can pay you back up to 90% of your vet bills, so it’s cheaper for you. With Fetch, you don’t have to worry about choosing between money and your dog’s health. You can give your dog the best care, so they can live a long, healthy, and happy life.
What Does Puppy Insurance Cover?
Accidents can happen, especially if your dog likes to explore and get into trouble. You can’t predict things like bee stings or if they swallow something they shouldn’t. But Fetch can help pay for care when unexpected things happen. They cover injuries like cuts, broken teeth, and broken bones. If your dog needs surgery, it’s covered. Fetch also includes massages and physical therapy to support the recovery process of your dog.
Fetch even aids when your puppy falls unwell, accommodating cakes like vomiting and potentially life-threatening complications such as diabetes or cancer. Need to see a specialist? That’s covered too. Fetch even covers exam fees, which will save you 50 to 250 dollars per visit. A few things Fetch typically handles are :
- Sick-visit examination fees: Any time a patient goes to the doctor because they are sick, an exam fee is charged – each of these can cost between $50-$250. Fetch covers those fees.
- Breed-specific issues: They cover health problems that certain breeds might have, like breathing issues in French Bulldogs or hip problems in German Shepherds.
- Boarding fees: If you have to stay in the hospital for 4 days or more, Fetch pays up to $1,000 a year to board your pet at a licensed place.
- Advertising & reward: If your pet gets lost, Fetch pays up to $1,000 a year for advertising and a reward to help find them.
- Name-brand prescription medications & supplements: Fetch covers medicines like antibiotics and insulin, as well as vitamins and herbal therapies recommended by a vet for a new injury or illness.
How Does Fetch Puppy Insurance Work?
- Use any veterinarian in Canada or the U.S.: You can keep your current vet or choose a new one, and Fetch covers specialists and emergency clinics too.
- Submit a claim in minutes: Take a picture of your vet documents, answer a few questions about your pet’s treatment, and Fetch will handle the rest.
- Get paid back fast: Once your claim is approved, Fetch pays you back up to 90% of your vet bill in as little as 2 days through direct deposit.
Pros of Fetch Insurance:
- Covers non-routine vet exam fees
- Covers unique services like supplements and holistic treatments
- Gives $1,000 a year for behavioral issues
Cons of Fetch Insurance:
- No discount for having multiple pets
- Requires yearly medical and dental check-ups to keep coverage
- Cost of Fetch Insurance:
Fetch plans in Canada cost around:
- Dogs: $65 to $145 per month
- Cats: $39 to $88 per month
2. Spot Pet Insurance
Spot plans aren’t quite as customizable in Canada as they are in the U.S., but they still have excellent coverage with very few exclusions. Spot covers exam fees, prescription food and — some fun perks — will pay for lost-pet ads and even emergency vacation cancellations. They also have an unlimited annual coverage option. Spot has a shorter three-day illness waiting period for common issues like ear infections, flea allergies and upper respiratory infections.
Pros of Spot Pet Insurance:
- Covers exam fees in standard policies
- Offers a 5% discount for microchipped pets
- Covers 50% of prescription food costs up to $500
Cons of Spot Pet Insurance:
- Maximum enrollment ages: 10 years for dogs and 12 years for cats
- Fixed deductible and reimbursement rates based on pet age and annual limit
Spot Plans Available in Canada:
Spot has four plans for Canadian pet parents. The Level 1 plan covers only accidents and is available over the phone. Levels 2 to 4 cover both accidents and illnesses like cancer, diabetes, hip dysplasia, heart disease, and behavioral issues. The main difference is the annual limit: $5,000, $10,000, or unlimited.
Preventative Care Plans:
Spot also offers two plans for routine care costs like dental cleanings, wellness exams, vaccinations, fecal tests, and deworming. The Routine Plan offers $260 of annual coverage, and the Advanced Plan offers $530.
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Cost of Spot Pet Insurance:
Spot plans in Canada cost around:
- Dogs: $55 to $105 per month
- Cats: $30 to $56 per month
3. Trupanion Pet Insurance
Trupanion is more expensive but offers great customer service, high reimbursement rates, and unlimited coverage. You can contact Trupanion 24/7 with questions or for emergency pre-approvals. Trupanion partners with many hospitals to approve claims instantly and pay your vet directly at checkout.
Pros of Trupanion Pet Insurance:
- Pays claims directly to the vet at checkout
- Offers 24/7 customer service and preapprovals
- Provides unlimited lifetime coverage with no payout limits
Cons of Trupanion Pet Insurance:
- No preventive care add-on option
- Doesn’t enroll new pets over 14 years old
Trupanion Plans and Coverage:
Trupanion covers diagnostic testing, prescription medication, surgery, hospitalization, supplements, and even prosthetics. They pay 90% of unexpected vet bills and offer deductibles from $0 to $1,000. You can add riders for extra coverage:
- Recovery and Complementary Care Rider: Covers alternative treatments.
- Pet Owner Assistance: Covers liability, advertising, boarding, and end-of-life fees.
Cost of Trupanion Insurance:
Trupanion plans in Canada cost around:
- Dogs: $152 to $681 per month
- Cats: $67 to $283 per month
FAQ
Which Is Best Pet Insurance Companies in Canada?
Fetch Puppy Insurance Is The Best Pet Insurance Companies in Canada.
Which is best puppy insurance bc Canada?
Fetch Puppy Insurance is the best puppy insurance in bc Canada.
What’s the cost of best puppy insurance in Canada?
- Dogs: $65 to $145 per month
- Cats: $39 to $88 per month